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Business Startups Over Age 50
 Do you think you are too old to start a business since you have passed 50, 60, or even 70? Well, since you are reading this, you are obvously not too old to cruise the internet. To me, that means you are the type of person who keeps up with technology, the news, and business! I think that’s a great sign that you are not too old to start a business. In fact, it may just mean you are good and ready!
Retirement is For Other People
According to the Small Business Administration, 63% of non-retired Americans plan to work in retirement. When most of them were asked why, they said they wanted to work for enjoyment. Even though most of us run our businesses for income, I think we run good businesses because we like it. Running a business takes a different mentality than working for somebody else. It can be pretty absorbing. To stick with it, I think you have to get more out of it than money.
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Are Free Credit Reports a Good Deal?
Hello, helloo, hello…. Can anybody hear me….?
 Yes, it is a very catchy jingle, and it is sung by a baby faced rocker and his group. But despite the engaging commercials for websites like FreeCreditReports.com, are they a good deal? Of course, free sounds like a good deal. But those of us over 50 know that no company spends all of that money on ads just to give away things for free.
Actually the Better Business Bureau has heard over 11,000 complaints about this credit bureau owned service. It works like this. You sign up for the free information, but you must give them your credit card number. You have 9 days to cancel, or you will be charged $14.00 a month for Triple Advantage Credit Monitoring.
Experian, the credit bureau who owns FreeCreditReport.com says these terms are made clear to the consumer, but those terms must have missed the notice of at least 11,000 (and we’re betting more) of the people who wanted a free credit report.
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Should You Buy or Rent a Home?
Even though the image of owning our own home, complete with a white fence, seems to always stay with us, nobody can disregard the news of how home ownership has meant financial disaster for many American families in the past several months. Most of us, over 50, probably always assumed we would own our own residence by middle age. And many of us have bought a house or two. How has that worked out for you?
For many families, home ownership has been great. The family home has provide security and pride. For others, the home has become a burden which ended up costing a lot of money without much real return in the end.
Costs of Home Ownership
Let us take a quick glance at some of the costs of home ownership. Consider these, and then try to determine if owning will give you a real advantage. Understand that this is not about what is good for your coworkers, friends, or Aunt Jane. This is all about what is good for you.
This is a preview of Own or Rent – The Ads and Disads of Home Ownership Today . Read the full post (1075 words, 1 image, estimated 4:18 mins reading time)If you enjoyed this post, make sure you subscribe to my RSS feed!
Ask Dr. Sears Questions in a Live Interview
I posted my review of Prime Time Health by Dr. Sears a while back. Now I have just been notified that we are all invited to attend a live interview. I also mentioned you can read more reviews and buy Prime Time Health at Amazonn.
Here is the update:
Date: January 29, 2010
Time: 2:00 PM ET
Author: William Sears, M.D.
Title: Prime-Time Health
Publisher: Little, Brown
Where: BlogTalkRadio.com
BlogTalkRadio/HBG Program:
Join us as we interview Dr. William Sears about his new book PRIME-TIME HEALTH, understanding the changes in our bodies, how to keep our bodies healthy in our prime, and many more great topics about wellness and fitness. William Sears, M.D., received his pediatric training at Harvard Medical School’s Children’s Hospital and Toronto’s Hospital for Sick Children. He has practiced as a pediatrician for more than thirty years. Martha Sears is a registered nurse, childbirth educator, and breastfeeding consultant. The Searses are the parents of eight children. Drs. Robert and James Sears are both board-certified pediatricians at the Sears Family Pediatric Practice in San Clemente, California. All four authors live in southern California. More information about the Searses can be found at www.SearsParenting.com and www.AskDrSears.com.
This is a preview of Dr. Sears of Prime Time Health – Live Interview . Read the full post (276 words, estimated 1:06 mins reading time)If you enjoyed this post, make sure you subscribe to my RSS feed!
Making New Friends Over 50
I think it gets a little harder to meet new people as we get older. I know that when I was younger, I was involved in a lot more activities with people who were open to connecting on different levels. Then, when my kids were younger, I tended to meet the parents of their friends. But now, as my kids go off on their own a lot more, I tend to be stuck in a rut where I never meet anybody new.
Where Have You Met Friends in The Past?
The one good thing about being in our second half century is that we have a lot of experience to fall back on. So consider your friendships. How did you meet the people who have been important to you in the past? I think one of the best ways to connect with people is to find others who have common interests. So maybe the first thing to do is to engage yourself in some activities you enjoy.
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Will Obama Tax Cuts Help the Sandwich Generation?
What is the Sandwich Generation? If you have not heard this term before, you can go right to the source and look at SandwichGeneration.com. It refers to late baby boomers (myself) and early Gen Xers. (Yeah, we know – sometimes that is called Generation Jones) who are caring for aging parents while still caring for kids at home. That includes many of us!
Anyway, let me get away from defining popular terms for different generations and back to the proposed tax changes. These proposals should be announced in President Obama’s State of the Union Address tomorrow (1/27/10).
According the New York Times, we may get help in a couple of areas.
Increased Child Care Tax Credit – The proposal may almost double this valuable credit for families that make less than $85,000. This is more incentive for both parents to go back to work, and it should help working families pay bills. This should be popular for families with younger kids. I know that when my own kids were young, before child care tax credits, about 1/3 of my net income went for child care.
This is a preview of Obama Proposes Tax Help and Funds for the Sandwich Generation . Read the full post (389 words, estimated 1:33 mins reading time)If you enjoyed this post, make sure you subscribe to my RSS feed!
The Soup Diet!
 It may seem amazing that the perfect diet food has been under our noses the whole time. But more and more health experts are praising many kinds of soup as great diet foods. The aims of these diets could be good health, weight loss, detoxification, etc. Of course, not all types of soup will pass the test, but many will!
Note that I am not promoting any fad soup diets. I am simply suggesting that eating a couple of bowls of soup a day, instead of other snacks or side dishes, will help your diet. Even Weight Watchers promotes Wendy’s Chile as a good food choice for people who want to lose weight. The high fiber, high protein, and lower calorie count make chile a good diet food!
Soup For Weight Loss
Many studies have shown that our brains tend to judge how satisfying our daily diets are by the weight and volume of the food we eat. Since soup contains a lot of water, we can convince our bodies that we have eaten a lot of food, even if we have not taken in a lot of calories. Most of us tend to fall off of our diet wagons because we feel hungry and unsatisfied. But if we can add a cup of soup, snack on soup, or even make soup the center of the meal, we can keep ourselves happy while eating less.
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Good-bye Captain 11
One man in each century is given the power to control time. The man chosen to receive this power is carefully selected. He must be kind. He must be fair. He must be brave. You have fulfilled these requirements; and, we of the Outer Galaxies designate to you the wisdom of Solomon and the strength of Atlass. You are Captain 11!
Gosh, I got the sad news that Dave Dedrick passed away. That certainly took me back to a childhood in South Dakota where my aftenoon routine consisted of sitting in front of the tv to tune into Captain 11. In those days, we only had 3 tv stations to choose from. There were no 24 hour a day kid’s stations. So a kid’s show with cartoons was a rare treat we had to work into our schedules.
Captain 11 ran for 40 years, making it the longest running kid’s show on television. If you grew up in the KELO-11 area, you certainly have fond memories of this show, and of Captian 11 (Dave Dedrick). In case you did not realize it, because he looked different out of his Captain 11 suit, Dave Dedrick was also the KELO weatherman.
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Affordable Term Life Insurance Over Age 50
Somehow we seem to slide through our younger years without really feeling the need for life insurance. But then we hit 50 or 60, and somehow we start to feel our mortality. By the time we have hit middle age, we have actually had adult relationships with people who have died without warning. Most of us also still have obligations, and we know that we would probably leave our loved ones with a mess if we suddenly exited the scene.
So the question comes up more often. Can people over 50 still find affordable term life insurance?
Well, Can People Over 50 Find Affordable Term Life Insurance Policies?
I have good news. Most people, in reasonable good health, can find term policies into late middle age and early retirement years. US statistics, at least, tell insurance company actuaries are living longer than they did a decade ago. This means that rates have dropped over the last 10 years. This also means that top life insurance companies are more willing to extend coverage to older people.
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Why Care About the Clinton Bush Haiti Earthquake Relief Fund
You can just skip this and go right to the Clinton Bush Haiti Fund. As a website owner, my mission is usually to keep people on my own website as long as possible. So please remember us and come back later!
But today, I am sending you off. You can head to the Clinton Bush Haiti Fund website and find plenty of information about this total calamity. In fact, you may have thought you knew what a calamity was, but this may bring new scope to that word.
Just like after watching Hurricane Katrina news, and my own experience with Hurricane Ike, this renews my faith in humanity while decreasing my faith in the power of any government, relief organization to step in and save people fast. But more money cannot hurt. Some prayers won’t hurt either.
From the Clinton Bush Haiti Find Website (See, you could have read this over there.)
The earthquake that rocked the coast of Haiti killed or injured a devastating number of people. Even more were left in need of aid, making this is one of the great humanitarian emergencies in the history of the Americas.
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