What Is Peer To Peer Lending? The idea of peer to peer lending, or micro-finance, is hardly new. In fact, the concept must be far older than any of the sophisticated financial institutions that most of us borrow money from today. What is fairly new is the rise of large online peer to peer...
Read More »
Non Tax Deductible IRA Basics When most of us think about individual retirement accounts (IRA), we consider the tax benefits. The US government wants to encourage us to save for retirement, and they give us tax deductions and, sometimes, tax credit, in order to accomplish this. Anyway, the whole point of using any type...
Read More »
What Advantages Do Fixed Annuities Have For Retirement Saving And Income? Traditionally, retirement savers fell into two categories. Some were low risk savers, and others were high risk savers. Risk Vs. Returns There were low risk savers who only wanted to put their money into bank accounts. These savings accounts or bank certificates of...
Read More »
What Is The Difference Between A ROTH IRA and a Traditional IRA? For years, many of us relied upon traditional IRAs as a way to enjoy tax deferred savings now, and retirement savings for the future. If you contribute any amount, up to the IRS maximum, you can deduct your contributions. Any growth in...
Read More »
Are You Resolving To Have A Financially Smarter New Years? Let me make a prediction! I am quite certain that 2012 will bring about a rise in TV specials, probably on the History Channel, about the rise in Doomsday predictions. These TV shows will probably generate a lot of discussion over family dinner tables...
Read More »
Is There A Reason To Buy A Life Policy For A Child Or Grandchild? You may wonder if there are any advantages to purchasing life insurance for children or grandchildren. It is easy to understand why you may need to be covered. You have responsibilities to people that probably depend upon your income or...
Read More »
