What is Final Expense?
Final expense insurance is designed to provide cash for that awful and stressful time when a loved one passes away. It is a fact that the average funeral costs at least $8,000 in the US, and costs can run far over that in some areas. Furthermore, the funeral is usually not the […]

Why Write About Auto Insurance For Teenagers?
Why write about auto insurance for teenagers on a website for baby boomer? Well, lots of us still have kids at home, and some of those kids are just turning 16. Sweet 16 has a nice ring, and it often brings a new driver’s license and a set of […]

You Probably Remember When Most Coins Were Really Silver
We are pretty used to thinking of our pocket change as mere tokens, which work in machines to pay tolls or buy a soft drink. However, most of us can probably remember when the change in our pocket was actually made from a precious metal. In fact, […]

Credit Card Debt Payoff Plan
As we approach retirement, one thing on the list should be paying off as much unsecured credit debt as possible. If retirement means living on a fixed income, we certainly do not want to be spending hundreds of dollars every month servicing old debt and paying high interest rates. But many […]

Make Retirement Saving Fun
For some of us, retirement invesement is not dull at all! Oh we may be conservative with the bulk of our retirement funds, but then again, if we are still earning a decent income, we may be prone to make a hobby out of our retirement investing. And you know, like anything […]

Can you find invidual health insurance over age 50 or over age 60 in the US?
Of course it is tough to find affordable health insurance for many Americans. Otherwise, with rising health care costs, we would not see almost 50 million uninsured Americans. In addition to the 47 million uninsured Americans, I would bet that […]

Do You Need Long Term Care Insurance?
In the recent past, people did not think about purchasing long term care insurance, but this insurance product has become more popular. Some people thought it would all get taken care of by existing benefits like Medicare and Medicaid. However Medicare only covers short term care, and the benefits […]

CNN Money Published their take on the top jobs to make a career change over 50. They rated the jobs on some sensible criteria that people our age would tend to think about. Of course, some of the factors might appeal to any job seeker from 30 to 80 years old, but I think other […]

I think we all thought term life insurance was a good idea, and it really was as long as we still had a policy! However, 20 or 30 years pass, and our policy expires. Then what? Now we’re too old to get the lower rates, and that’s if we’re lucky enough not to have developed […]