Health Care Reform 2009 Proposals and Debacles

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Having Trouble Keeping up with Health Reform?

If you are having a hard time keeping the health reform proposals straight, I have to tell you that you are not alone! Wow, I believe this is what we call a total SNAFU. The Obama White House, such strong advocates of health reform when running for office, has been strangely silent. As of this morning, as I write this, Howard Dean said the whole thing should just be scrapped for a do-over. I have to admit that this same thought has crossed my mind quite a few times in the past few weeks.

Yes, I am a Liberal

What do you want out of me? I grew up in Mitchell, South Dakota, the land of prarie politics and George McGovern. We were clear eyed idealists back when I was a Young Democrat who made phone calls for that campaign. I wasn’t old enough to vote then, but now I have been old enough to vote for a long time. The more things change….. Well, you know what it means now.

I also Worked in the Insurance Industry

I am not the only person who worked in insurance who supports health reform, but I am probably in a minority. I saw the problems with finding private coverage for people with health problems, and also saw how hard it was for middle class families to afford premiums. These are working people we are talking about, and not the very poor. Very poor people can probably fall back on Medicaid, and that is not a middle class option.

What is Next For Health Reform in 2009 or 2010?

Well, I am sure you have noticed that 2009 is almost over, so we are probably going to see this painful process continue into next year.

Right now, the curent bill seems to support that industry more than it does the community. It forces everybody to have health insurance, but provides no public option as a fallback. We saw the rise of the Medicare at age 55 idea, and were a little bit optimistic that could lead to further expansion of this established health system. But that idea seems to have been knocked down too now.

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What Will Cover the Uninsured?

I wish I could give you a clear summary of how this current bill will help millions of uninsured people, but I have no clear idea. If you fine people for a lack of coverage, how do you help them get it? <shrugs> All we seem to read on the news are stories about plans that have been tabled, but no real stories about reforms that will be working.

Who Favors the Public Option?

According to polls, a majority of Americans do favor a public option. Even many businesses are on board because they are struggling with spiking health care costs. The idea of having a business fund their own group plan or contributing to funding of a public health plan seemed to have some merit, but it seems to have vaporized in the fog of misinformation and politics.

What if You Need Health Insurance?

If you need a medical plan, start here – No Medical Insurance. You can also do some online shopping with competitive  individual health insurance quotes. You can find premiums and plans from local companies who want to compete for your business. If you have had trouble getting accepted in the past, try finding a health insurance agent who can help you find options. A qualified options should be familiar with local private plans, and also know something about existing government options.

Try this – Free Insurance Agent Directory

And… as always, we’d love to hear your comments. You can register for free to post your commets. They are moderated, so stay on topic!

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Related posts:

1. Will Health Reform Hurt Medicare?
2. Health Care Reform – A Short History: FDR to Obama
3. Obama Health Reform and Medicare: Fact vs Fiction
4. Help to Afford Prescriptions and Health Care
5. Medicare Health Supplements 2010 Changes

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