Over 50 Website Life Insurance Guide

Life Insurance For People Over Age 80

Can You Find A Policy In Your Eighties?

Live Insurance Choices In Your Eighties

  • I have seen whole life insurance choices for people up to age 85 with an immediate death benefit with premiums that would be affordable to some middle income people. The face values were not high though. Expect to find senior life policies for people in their 80s with face values from about $2,500 - $25,000. Premiums vary by age, health, gender and zip code so you will need to get 80's life insurance quotes to be sure.
  • Life insurance premiums for women over age 80 will be quite a bit lower than for men in their eighties. As a group, women are expected to live a few years longer.
  • You can find 10 year term life for people over eighty ($50,000 - $100,000 or more), but expect to pay about 4 times as much as you would for a 70 year old in the same rate class.
  • Some insurers and brokers specialize in placing policies for seniors. Seniors in reasonably good health for their age will have an easier time finding low cost policies than those with health conditions. Many people in their eighties can be insured if they are willing to pay the premiums.
You should compare policies and inurance companies before you buy! We can help you find your over 80 life insurance choices with our safe, fast, and free online quote forms!
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* All life insurance companies are not the same. Use our no-obligation, free quote forms to get the facts before you buy.

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