Does Health Reform Affect Long Term Nursing Care?
This question, about how health reform may affect long term care, is one that should be of pressing concern to people in middle age or seniors. After all, though the good news tells us we may expect to live longer, the bad news is that we [...]
Comparing Health Insurance for Groups, Individuals, and Medicare Beneficiaries
We all want the same basic things when we look for medical plans. We want great coverage, a simple claims process, great customer service, and an affordable premium. It is very important to note that all insurers are NOT the same though, and comparing health [...]
Which Is The Best Kind of Health Insurance?
The whole subject of health insurance can get very confusing. Not only do you have to choice a kind of health insurance, but you may also be able to select deductible levels, copays, prescription benefits, etc. And let me start of my writing that I cannot [...]
Beware of Health Reform Scammers
Health insurance scams are not new, and in fact, there has been a reported increase even before the new health reform bill passed. A troubled economy has created a larger population of Americans who were struggling with premiums because premiums still rose while incomes fell. That is one [...]
Is “Woman” a Pre-existing Condition?
Since the parts of health reform that should allow people to buy health insurance without regard to pre-existing conditions clauses will not be in force until 2014, I still have a few more years to ride this particular soapbox. Both men and women can be rated up or declined [...]
Finding Health Insurance Over 50
As we pass 50, but are still too young for Medicare, it may seem ironic that insurance companies refer to us as “underage”. This means we are under the US Medicare age of 65. There are young people under 65, but they must meet the strict qualifications for a [...]
Health Reform in The USA
Since the health care reform debate seems to keep dragging on, I figured it might be interesting to some of us if I outlined a short summary of the history of this issue. Some of you probably think this all just start popping up this year, or last year. [...]
Can You Afford Prescriptios and Other Health Care?
We have published some articles on health insurance, and even ranted a bit about health reform in the US. I do not care what your political outlook is right now, but you have to know that the US health system has some big problems that affect [...]
Having Trouble Keeping up with Health Reform?
If you are having a hard time keeping the health reform proposals straight, I have to tell you that you are not alone! Wow, I believe this is what we call a total SNAFU. The Obama White House, such strong advocates of health reform when running for [...]
What’s New For Medicare Health Plans in 2010
Change isn’t always well anticipated by Medicare beneficiaries, but you can be sure that CMS (Center for Medicare and Medicaid) is working for seniors and other Medicare recipients. Most US Seniors do rely on Medicare for their health insurance, though many purchase a private supplement to [...]