What Advantages Do Fixed Annuities Have For Retirement Saving And Income? Traditionally, retirement savers fell into two categories. Some were low risk savers, and others were high risk savers. Risk Vs. Returns There were low risk savers who only wanted to put their money into bank accounts. These savings accounts or bank certificates of...
Read More »
What Is The Difference Between A ROTH IRA and a Traditional IRA? For years, many of us relied upon traditional IRAs as a way to enjoy tax deferred savings now, and retirement savings for the future. If you contribute any amount, up to the IRS maximum, you can deduct your contributions. Any growth in...
Read More »
Are Other Family Members Eating Into Your Retirement Plans? It is no secret that many boomers are behind on their retirement savings. Is it because we baby boomers just want to live a carefree and indulgent lifestyle without care for the future? I think that it is high time that this popular image gets...
Read More »
About Online IRAs For Retirement Savings I use an online IRA, which I set up myself. A lot of my friends have asked me how I did that. It was so simple, and did not require any great financial or techie skills! After a few years of seeing my balance creep up, I am...
Read More »
Will We Ever Retire? I remember starting my first “real” job when I was 22 and had just graduated from college. I looked at all of my human resource papers, and I was impressed by how much money I should collect at retirement if I stuck it out at this company, with full contributions,...
Read More »
How Can We Save More For Retirement? If you are like me, and like a lot of middle aged Americans, you are probably concerned about retirement. I do set aside a monthly amount for my retirement account, but I am very concerned that it will not be enough. Right now I do not have...
Read More »
