Would You Like an Online Over 50 Community Chat Forum?

We participate in a lot of online boards, but these days, we feel a little old in some of them. As part of our effort to make this a true over 50 online community, we have added a new website to our network. This is a place where everybody can register and contribute to the network. You can read and chat about lots of topics that are important to those of us in midlife and retirement years.

Some popular topics include over 50 health and fitness, money matters, and political issues. It is a friendly forum, and the admins will try to stay on the job to keep away any trolls (internet speak for unfriendly posters).

Here’s the link: Over 50 Chat Forums

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Have You Outgrown Life Insurance or Not?

Related: No Medical Exam Life Insurance For Seniors

You probably heard the same thing I did. Term life insurance policies are for younger people who need to cover their home mortgages and family members who depend upon their incomes. They are affordable, because they are pure life insurance. The rest of your money should be used to invest in higher paying savings vehicles. LOL – if you survived 2008, you may be wonder what those high paying savings vehicles are. I have no idea.

And the problem is, 10, 20, or 30 years passed, and we found that our coverage had expired, but our need for coverage did not magically vanish! We still owed money on our homes because we had purchased a new house or refinanced the old one. Our kids did not follow our schedules. In fact, many of us have our kids and our kid’s kids depending on us now!

Now for the Good News!

But I have good news! Statistics show that Americans are living longer and healthier lives so Insurers are willing to extend insurance to older people at very affordable rates. You can find no medical term life insurance and other over 50 life insurance options to provide security for your family.

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The Perfect Cell Phone For Older People

Jitterbug Cell Phones

Have you heard of Jitterbug Cell Phones? They have bigger buttons, brighter screens, and are designed with budget minded senior citizens in mind! Of course, other people may like them because of the affordable price and lack of a monthly contract. I think they may also be a good starter cell phone for a younger person, or they could be the right choice for a disabled person’s cell phone too.

Customer service is polite and friendly, and they have been trained to work with people who do not have engineering degrees!

In fact, many people, not young, old, or handicapped just appreciate having a cell phone that is designed to be simple to use so they can call people. In these days, when cell phones seem to fill so many functions – i.e. cameras, music players, chat messengers, etc., it is nice to answer the questions — when is a phone, just a phone?

Learn More here — JitterBug Cell Phones for Seniors (and others)

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I think we all thought term life insurance was a good idea, and it really was as long as we still had a policy! However, 20 or 30 years pass, and our policy expires. Then what? Now we’re too old to get the lower rates, and that’s if we’re lucky enough not to have developed health problems that may make it hard to get any kind of life insurance at all!

The theory behind this was that by the time our term policies expired, we would have paid off large debts like mortgages. Kids would already be educated and out of the house. We would have savings that would be sufficient to cover any outstanding obligations. Viola! We would not need life insurance!

It just did not work out that way for many of us, and so a lot of people are searching for over 50s life insurance. No Medical Exam Life insurance and Senior Life insurance are also popular searches. Anyway, follow any of the links in this paragraph for good advice on finding the right kind of life insurance, at an affordable price, even if you are in your 50’s, 60’s, 70’s, and 80’s!

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